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ABOUT GISLI

What is GISLI?
 
GISLI is Guaranteed Interest Sensitive Life Insurance with "Living Benefits" for Chronic Condition for Long Term Care expenses, Critical Care, and Terminal Illness payable during the member's lifetime! It is the first, and only, CSA sponsored life insurance program that is fully guaranteed. This program is available up to $200,000 on a Guaranteed Acceptance basis, and up to $500,000 with a few simple qualification questions.  There are never any medical examinations or blood tests required, when applying for GISLI!
What is Guaranteed Acceptance?
 
Guaranteed Acceptance (GA) is an underwriting term that means you will be able to get life insurance coverage without providing “evidence of insurability”; if you are working, and performing the duties of your regular occupation, you cannot be denied coverage for any reason, even if you have a present or past illness!
 
Are Premiums Really Guaranteed?
 
Yes, unlike other life insurance plans that may require additional premium, based on the state of the economy, GISLI premiums are guaranteed – period. Unless you request a change, the premium will remain the same (never increase) for as long as you own your policy.  Your coverage amount will also never decrease – guaranteed!
 
What About Cash Accumulation Values?
 
The cash value is guaranteed too! GISLI pays a guaranteed 4.00% interest rate on the cash accumulation values*, and although this interest rate may increase when interest rates go up; it will never decrease, guaranteed!
 
* after mortality and administrative expenses
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